A SCHEMING daughter fleeced her 78-year-old mother by 'maxing out' the elderly pensioner's £5,500 limit credit card.
Roselin Coyle went on a nine-week spending splurge by splashing out on 'numerous transactions' — and even withdrew £1,700 in cash for herself.
The thieving Port woman also tried to cover her tracks by having credit balance statements redirected to her own address.
But her shocking breach of trust unravelled two months after her final fraudulent purchase, when her OAP mum tried to buy something and was told the card had been rejected.
Coyle, 49, sat impassively in the dock of Greenock Sheriff Court as the scale of her offending — which has torn her family apart — was laid bare by procurator fiscal depute Lindy Scaife.
Ms Scaife said: "The accused had access to her 78-year-old mother's Marks and Spencer credit card, which has a limit of £5,500.
"Last November her mother attempted to make a purchase and was told that the credit limit had been reached.
"This caused an investigation to be carried out."
The prosecutor told the court how the probe revealed that Coyle had run up the large debt in her mother's name between July 1 and August 31 last year.
Ms Scaife said: "There had been 10 cash withdrawals totalling £1,700 and also transactions at numerous locations and online.
"The accused was interviewed by police and she stated that she had taken a note of the card number and changed the address of the statements to her own address.
"She stated that her spending had got out of control."
Coyle pleaded guilty to 'forming a fraudulent scheme to obtain goods, money and services' by using her mum's credit card, and to altering the account user's address to her own home in Port Glasgow's West Barmoss Avenue.
She also admitted to having repeatedly withdrawn sums of money from cash machines by using either the original card or a duplicate.
Coyle had originally been charged with a fraud totalling £4,800 but this was reduced to £3,200 following talks between her lawyer and the prosecution.
However, the court heard that she 'repaid' £4,800 to her mother's account after she was caught — and that she thought that this 'would be an end to the matter'.
But furious family members reported Coyle to the police over her systematic offending and she later made full admissions about what she'd done.
Her solicitor said: "She cannot dispute that there was a degree of planning.
"She thought that by making the payment that would be the end of the matter. 
"The other side of the family reported her to the police, as they are perfectly entitled to do."
The solicitor said that he was not going to go into certain details of the pre-sentencing background report on Coyle, but told the court: "She is on an urgent waiting list for accumulative health problems."
He added: "She is unfit for unpaid work due to her health difficulties.
"This matter has caused great difficulty within the family dynamic."
Sheriff David Hall interjected: "That is all down to her."
The sheriff told Coyle: "This was a gross breach of trust and I can fully understand the concern that your family has at your behaviour.
"In your favour is your full admission to the police and the fact that you pleaded guilty at the first opportunity, and also that the money has been repaid.
"Your mother no doubt suffered emotionally but will not suffer financially."
Coyle was fined £1,000 and placed on an electronic tag to remain within her home between 7pm and 7am every day for four months.
The sheriff warned her: "If you breach the order it will be revoked and I will have no hesitation in sending you to custody."