Two towns in Inverclyde have been named among the most affordable places to buy a home in the UK with these taking the third and ninth spots.

The research, which was carried out by Zoopla, looked at a locality's median house value to create a ratio showing how much a home costs compared to a couple's annual salary.

Speaking of the research, the online property site said: "Places with the cheapest house prices aren’t always the most affordable if local wages are also low.

"Our latest analysis shows that couples have to spend 3.8 times their combined annual salary to buy the average UK home, worth £276,000."

Greenock Telegraph: Greenock was the third most affordable place to buy a home in the UK, according to Zoopla.Greenock was the third most affordable place to buy a home in the UK, according to Zoopla. (Image: Getty)

See the two Inverclyde towns named among the most affordable places to buy a home in the UK

The Inverclyde towns named among the most affordable places to buy a home in the UK were Greenock and Port Glasgow.

Greenock had a medium house value of £93,790 with couples in the area earning an average yearly salary of £76,700, giving it a 'house price to earnings ratio' of 1.22.

Port Glasgow took the ninth spot in the Zoopla list and had a median house value of £98,710 and an average annual salary of £76,700, giving it a ratio of 1.29.

Other Scottish towns dominated the list with only two locations outside of Scotland making the top ten.

See the UK's 10 most affordable places to buy a home

Here are the most affordable towns to buy a home in the UK, including the median values, average annual earnings and ratios of each area.

Cumnock, Scotland

Value of a home: £79,030

Annual income: £75,665

Ratio: 1.04

Shildon, North East

Value of a home: £69,650

Annual income: £65,438

Ratio: 1.06

Greenock, Scotland

Value of a home: £93,790

Annual income: £76,700

Ratio: 1.22

Saltcoats, Scotland

Value of a home: £93,190

Annual income: £74,949

Ratio: 1.24

Ardrossan, Scotland

Value of a home: £94,170

Annual income: £74,949

Ratio: 1.26

Girvan, Scotland

Value of a home: £102,130

Annual income: £80,426

Ratio: 1.27

Irvine, Scotland

Value of a home: £95,965

Annual income: £74,949

Ratio: 1.28

Port Glasgow, Scotland

Value of a home: £98,710

Annual income: £76,700

Ratio: 1.29

Peterlee, North East

Value of a home: £85,300

Annual income: £65,438

Ratio: 1.30

Wishaw, Scotland

Value of a home: £98,695

Annual income: £75,334

Ratio: 1.31